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Palmpay review , make money online using palmpay to pay bills and get paid for refferals in 2023

palmpay review



Palmpay is the payment app that rewards you when carry out a transaction! palmpay is a very simple and secure app for sending cash quickly between friends, and paying for airtime and utilities. you Earn PalmPoints when you spend and use them to discount your transactions! Click here to register now





Bonus on bills payment:  you earn get 5% bonus in form of palmpoints this bills can include electricity bills,cables, etc.

Bonus on topups: you earn 100 naira in form of palmpoints whenever you topup your palmpay wallet 1000 naira although this bonus is given once a week.

Invite and earn :you earn 300 naira whenever you invite or a friend registers on palmpay through your palmpay reffer code, your refferals will also Benefit from it, they will be given 75 points upon registration.

also read How to make money as an affiliate Marketer with or without a website on Propellerads Network

palmpay review

Features of palmpay

  1. Sending and receiving of money
  2. VTU services.
  3. Affiliate Opportunity

Sending And Receival of Money With Palmpay App?

As the title implies… Basically, with the palmpay app, you can send money to people from anywhere in Nigeria. The money can be sent to the receiver’s bank account with zero or little charges.
I see this as an alternative to sending money using your bank because it’s clear their charges are very little compared to that of all banks in Nigeria.
All you need to do is to put in the receiver’s account number and their bank. The app will automatically display then name attached to the account and then you type in the amount you want to send and confirm the transaction by putting in your pin which would have been set while registering an account with them.
In order words, Palmpay app is a cool way to send and receive money easily from anywhere in Nigeria.

VTU Services With Palpay App

with palmpay you can pay bills, easily purchase airtime or send it to friends, the same goes for data, and also bill payment. Their data plans are not so expensive… They are quite cheap and affordable and the most interesting part is that…

They will give you a discount on every purchase you make on the Palmpay app. Interesting right? Yeah… Let’s move on. I would have mentioned the percentage discount they give on every service but I won’t because this doesn’t have a regular or fixed value, it changes regularly. So, in case you will like to know, just keep reading as I still have a lot to teach you about the Palmpay app.

palmpay review

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How Legit is the Palmpay App?

Palmpay is a very Legitimate app to carry out financial transactions. The app has been great when it comes to customer support services. They are always available each time you have any issue, customers data are well encrypted and protected, and so far…

There has not been an issue with the app except little bugs which doesn’t even interfere with the normal functioning of the app. A bug is something general and present in just any app at all, even top apps like Facebook, Twitter, PayPal, etc do have bugs.

How Can I Register on Palmpay?

To sign up on palmpay, please follow the below-listed guide.

  1. Install the palmpay app on google play store and launch the app.
  2. Click on Login/Sign up and then the Sign-Up button
  3. Choose your country code and enter your phone number.
  4. Put in “47I94W” as your referral code.
  5. Click the agree button.
  6. Enter the verification code sent to your phone number and submit.
  7. And that’s all. Now, follow the instructions given to set up your palmpay account.

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How Can I Fund My Palmpay Account?

  • Log in to your palmpay account.
  • Click the “fund” button at the top of your dashboard.
  • Enter the amount you want to fund and the description of the transaction and then click the “Next” button.
  • Click on the “select payment method” at the top of the page.
  • Choose an existing linked card or choose to use a new bank card.
  • Select your bank and enter your card information (i.e card number, expiration date, and CVV).
  • Click the “Next” button.
  • Now, click on “Pay” at the bottom of the page.
  • Enter your palmpay pin to verify your transaction.
  • You will now be redirected to your bank secure payment gateway to complete your transaction.
  • Enter the OTP sent to your phone number or email address and submit.
  • Click the “Complete” button
  • Now, your funding has been completed successfully and you will now be taken to your dashboard.


Palmpay raise the sum of $40 million dollars to become african’s largest financial service platform

this is why you get rewarded when you are reffered,refer someone,buy data,money transfer or paying of common bills, you get paid for almost everything on palmpay.

Palmpay is free, installation of the app is free and registration is also free.

you don’t need to fund your account before you start earning.

PalmForce is PalmPay’s Super Referral program for everyone. It is basically PalmPay’s rewards programme for customers who invite others to the platform on a regular basis. You earn rewards for inviting new customers and cashback on your transactions!

. Earn N200 cash for each friend you invite
2. Earn cash back on the transactions of people you invite
3. The more you refer and the more of your downlines are active each month, the more you earn.

How do I Join PalmForce?

First, you have to register. It is free. Use this Invitation code: 674440
After you have registered on Palmpay, click on the menu bar which is at the top left corner of the app
Select Invitation
Click on the Join Palmforce button to apply.

Is it free to Join PalmForce?

Yes. it is.

How Much Can I Make as a PalmForce Member?

Reward is calculated based on your Level (Gold, Silver, Bronze), the number of referrals you have complete and the activity of your base within a certain month. Within the PalmForce section of the app, you’ll be able to monitor the reward which you have earned and the amount which has been settled.

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How to contact PalmPay ?

Please contact their customer care team via the Live Chat on the app, Call (0170 0570 0) or e-mail ([email protected])




  1. I registered this morning and under the authentication part under my profile, I entered my Bvn number that was asked there. I have done it when someone told me of how the money of his brothers who were palmpay customers was cleared from their bank account. Is this true? Have I made a mistake trusting the app?

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